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Bradley Insurance Services

Bradley Insurance Services Serving Gastonia, Shelby and Lincolnton, NC

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What is Variable Univeral Life?

You are here: Home / Frequently Asked Questions / What is Variable Univeral Life?

By Keith Bradley

Variable Universal Life is a flexible premium, adjustable life insurance policy. You can adjust the level of coverage; you can set the amount and timing of your premium payments; and you can use the cash value of the policy to meet other financial needs – including funding a college education and building additional retirement income.

In addition to offering you this flexibility, however, Variable Universal Life allows you to invest in a number of Separate Account investment portfolios.

  • You, not the insurance company, decide how you want your premiums allocated;
  • You can reduce risk by spreading your money among a number of Separate Account investment portfolios; and
  • You can choose the investment options that most closely match your tolerance for risk and your financial goals.

By providing you with investment flexibility and the potential for growth, Variable Universal Life can offer you a powerful opportunity to invest in your life.

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P.O. Box 201
Kings Mountain, NC 28086
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