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(704) 739-4182

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Disability Insurance Quote

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Life insurance Quote

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What is an Annuity

An annuity is a contract between you and the company through which your earnings are allowed to grow and compound tax deferred. This is a powerful benefit to use to help you prepare for your retirement or other long-term financial needs. Premiums are deposited into an annuity, and the interest earned allow the value of those premiums grow, and distributions may be taken over your lifetime to ensure that you never outlive your retirement savings. Under current law, annuities grow tax-deferred. An annuity is not required in qualified plans. Annuities may be subject to taxation during the income or withdrawal phase.

There are several types of annuities, including…

  • Traditional Fixed Annuities: Single or Flexible premium deferred annuities that have a set first-year interest rate that can fluctuate the remainder of the surrender period, never to be less than the minimum
    guarantee of the contract.. (Penalty-free withdrawals1 available after the first year.)
  • Multi-Year Guaranteed Annuities: Single premium deferred annuities that guarantee the interest rate for the entire surrender period.
  • Fixed Index Annuities: Single or Flexible premium deferred annuities provide the potential for interest to be added based in part on the specific indices, without the risk of loss of premium due to market downturns or fluctuation.. (Many index options to choose from. Many with penalty-free withdrawals1 available after the first year.)

Company informations

Bradley Insurance Services
Keith Bradley

219 S. Battleground Ave #4
Kings Mountain, NC 28086

Contact details

E-mail address:
keith@bradleyinsuranceservices.com

(704) 739-4182

Available 8:00am - 5:00pm EST